Cal-Mortgage Loan Insurance

Cal-Mortgage administers the California Health Facility Construction Loan Insurance Program (Program). Cal-Mortgage provides credit enhancement for eligible health care facilities when they borrow money for capital needs. Cal-Mortgage insured loans are guaranteed by the "full faith and credit" of the State of California. This guarantee permits borrowers to obtain lower interest rates, similar to the rates received by the State of California.

Native American Health Center in Oakland California, Martin Waukazoo, CEO discusses the cooperation between Cal-Mortgage and his corporation.


Blackout Periods:

Please note that insured bond transactions may not be priced or issued during the state's blackout periods, roughly December 1 through January 10 and from May 1 through May 14 (or the earlier of the State budget enactment date).



This page was last updated on Monday, April 16, 2018.